Commercial files, without the residential workarounds
Borrowing entities, guarantors, rent rolls, and multi-property collateral as first-class objects — not as notes stapled to a residential loan.
Entities and guarantors are real objects
An LLC with three members and two guarantors is a structure the system understands, with the ownership chain and the documents that evidence it attached to the right node.
Rent rolls and operating statements, parsed
Diver extracts unit-level rent rolls and operating statements into structured data you can compute against, then reconciles them against leases and bank statements.
Multi-property collateral
A single loan can carry a schedule of properties, each with its own valuation, income, and title trail — including blanket and cross-collateralised structures.
One platform, both books
If you run residential and commercial, you run one system. Reporting, permissions, and integrations do not fork.
What you would run
The modules that matter most for commercial lending. Adopt them together or one at a time.
Stack on top of what you already run.
Keep your system of record. Qualr layers on top of it and reads and writes both ways, so nothing has to be ripped out and nothing has to be re-keyed at the seam. These are the systems that matter most for this channel.
Or we build you a custom end to end. If what you are running is the actual problem, we replace it — origination, documents, pricing, and workflow on one record, built to your credit policy rather than to somebody else's product roadmap.